SmpleLfe Insurance

Thank you for visiting our one-stop shop for all your Life insurance needs ranging from IUL Tax-Free strategies to many attractive Life Insurance plans.

Insurance Tailored To Your Needs

Our Staff has access to all the Top Trusted Insurance Carriers to find you the best rate!

We proudly partner and represent ‘Family First Life’, our Insurance Marketing Organization that appointed our staff here at Smplelfe to the Top Trusted Insurance Carriers available in the market today. Why is that important? This gives Smplelfe the advantage to provide the best value on the market that meets our clients budget and objectives.

Allow Smplelfe just 1% of your trust and we WILL earn the other 99%

Services

Indexed Universal Life Insurance (IUL)

Indexed universal life insurance has a cash value component where the gains and losses are tied to an index like the S&P 500. The insurance company invests your money. You can borrow against your cash value through a policy loan and not pay back until you die. Floor is 0% and the Cap can be 10%, meaning you can never lose money and only make money!

Final Expense

Final expense insurance is designed to provide your loved ones with cash to cover expenses associated with your burial, funeral and medical expenses

Term life insurance

Term life insurance policies offer coverage for a specified amount of time, typically anywhere from one to 30 years. Term life insurance offers a death benefit, which is intended to help your beneficiaries replace your income if you pass away.

Whole Life Insurance

Whole life insurance is a permanent life plan that provides coverage throughout your entire life!

Accidental Death and Dismemberment (AD&D) Rider

Accidental Death & Dismemberment (AD&D) Insurance provides benefits if you die as the result of an accident or suffer a permanent impairment such as paralysis, loss of limb(s), eyesight, hearing or speech.

Accidental Insurance Rider

Accident Insurance provides a cash benefit if you experience an injury or die as a result of a covered accident.

Critical Illness Insurance

Critical illness insurance is the plan that protects you in the event of a future major illness diagnosis. This type of plan supplements existing health insurance coverage with extra funds that meet the demands that come with critical illness health emergencies.

Long-term care Insurance Rider

Long-term care (LTC) insurance is coverage that provides nursing-home care, home-health care, and personal or adult daycare for individuals age 65 or older

About Us

We respectfully appreciate every individual that has considered and ready to Protect their Families. It’s a positive feeling knowing you and your loved one’s are prepared for the unexpected happenstances. Our mission here at SMPLELFE is to build an ongoing relationship and customize insurance policies tailored to each client’s specific life insurance needs.

Joe Peragine

My name is Joe Peragine with ‘SMPLELFE Insurance’, I specialize in Tax-Free Retirement Plans (IUL), Final Expense, Term and Whole Life Insurance Policies. I look forward to the opportunity to design a Life Insurance policy that will help Protect you and your Family at a price that fits your budget.

Kris Tomb

My name is Kris Tomb with ‘SMPLELFE Insurance’, I specialize in Guaranteed Income Replacement Packages and Tax-Free Retirement Strategies. I look forward to the opportunity to help you design a Life Insurance policy that will help you Protect and Provide for your Family at a price that fits your budget.

Join our Team

The 5 Reasons
Why This Is The Best Place For You

High Carrier Contract Rates

We are able to offer carrier contract rates up to 145%!

Top Training

Best training in the industry from active top producers teaching what is making them so successful. We will help you become the smartest agent in the field.

Fresh Leads

Direct mail mortgage, internet, final expense, medicare, and annuity leads

No Fees

No costs for training. No costs for your back office. No costs for training events or the annual convention. Plus free license training for new agents.

Vested Renewals

Fully vested renewals from day one and we do not make you sign a contract.